Consumer Finance Programs

Consumer Finance

Finance Programs That Drive Sales

At Monterey, we make it easier for you to serve more customers.

Since 1990, we’ve been helping businesses across a wide range of industries boost their revenue by offering consumer financing that works. Whether your buyers have great credit or fall into the fair-to-subprime category, we provide smart financing solutions that help close the sale and build long-term loyalty.

We know that credit scores don’t always tell the full story and we’ve built our programs to support responsible borrowers who’ve been underserved for too long. Over half of Americans have subprime credit. We help you grow by helping these underserved individuals access loans to buy what they need.

When you offer financing through Monterey, you’re not just adding a payment option, you’re creating a door for your customers.

A Seamless Fit Into Your Sales Process

Setup is fast, straightforward, and designed to save your team time. Once you're onboarded, our platform integrates smoothly with your sales flow, to offer you:

  • Immediate credit decisions
  • Bespoke pricing
  • Electronic applications
  • Quick remittance of proceeds
  • A dedicated team to answer questions and evolve your program
  • Our system is available 24/7, and backed by nearly three decades of real-world results. You’ll also get detailed reporting and insights to help you track performance, adjust strategies, and boost results over time.

    Contact us for a free consultation with one of our seasoned Advisors to learn more.

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