For more than 35 years, Monterey Financial has helped businesses across industries increase sales, improve cash flow, and strengthen customer relationships through customized consumer finance, loan servicing, and recovery solutions.
Trusted for 35+ years across dozens of industries
What We Do
Customized consumer finance, loan servicing, and recovery solutions that help businesses increase sales, improve cash flow, and strengthen customer relationships, responsibly and at scale—backed by more than 35 years of experience
Flexible consumer finance programs that increase sales and improve cash flow through customized receivables purchasing and compliant execution.
Learn moreProfessional, end-to-end loan servicing that manages in-house receivables with transparency, precision, and a compliance-first approach.
Learn moreEthical, contingency-based recovery solutions designed to maximize results while protecting your brand and customer relationships.
Learn moreWhy Monterey Financial
Monterey Financial has built its reputation on experience, performance, and doing business the right way. For more than three decades, we've helped businesses and brokers succeed by structuring programs that work—for everyone involved.
35+
Years of Experience
100+
U.S. Employees
5M+
Accounts Served
Our Markets
With decades of experience in hard-to-finance sectors, we partner with businesses in niche and underserved markets where traditional lenders often won't.
The Monterey Broker Program
The Monterey Broker Program gives you a simple, reliable way to grow your business. With more than 35 years of proven performance and experience in niche, hard-to-finance industries, we make it easy to introduce consumer finance solutions to the clients you already serve.
Built on transparency and reliability, with commissions paid accurately and on schedule.
Long-term earning potential through programs designed for durability—not short-term volume.
Purpose-built technology that simplifies origination, accelerates approvals, and supports smarter decision-making.
“Monterey has been the most amazing company. They are kind, compassionate, and so understanding of my situation. They are very well skilled in the world of finance and how to help you. They have been a Godsend to me working payments to the best of my ability. I highly recommend this company.”